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1:17
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KSAT 12
What is a UIM insurance coverage and when does it apply?
UIM (also called UM) is Uninsured Motorist coverage, and it is simply the insurance you purchase to cover damages to yourself (as opposed to the state-mandated insurance to cover damages to others you might hit). If the other party doesn't have insurance (or doesn't have enough insurance) to cover your damages, you can and should file a claim ...
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